Have you got a bad civil score too?  So know these 5 ways how to fix your CIBIL score



To buy a house, many times people need a loan from the bank.


In most cases, you get the loan but many times you are denied a loan by the bank saying that your credit score is not correct so the bank cannot give you the loan, tell you that any bank



Whether the financial institution checks your civil school before granting the loan if in such a situation your CIBIL score is more than 750 then the bank or

The financial institute gives you an easy loan, in the same situation, if your civil is less than 750, then the bank can refuse to give you the loan.

 So today we are going to tell you some steps through which you will be able to fix your civil in a few days.




How is CIBIL score bad?




People often take a loan from a bank or do a lot of shopping with their credit card but they are not able to repay the loan or credit card money taken on time.


Which has a direct effect on your school, if you have also taken this type of loan or have done shopping with a credit card, then pay it on time, otherwise your credit score may also get worse.



credit card bill and I paid it on time




If you had taken a loan from a bank and did not repay it, then your credit score will get worse, in such a situation you should start paying your loan EMI as soon as possible to fix the credit school




Use only 30% of a credit limit




If you also make purchases with a credit card, then you should especially keep in mind that you have to use only 30% of your grade card limit and if you have used more than this, then pay it off as soon as possible. Give and keep hiding the rest through EMI




Civil can be bad even if you do not take a loan



It is believed by most people that civil score is not bad only if the loan is repaid on time, but let us tell you that even if you do not take the loan.

Your civil may get spoiled, so to maintain you should keep taking small loans from time to time and make this my payment on time.




never close your credit card



Keep in mind that you should not close your credit card as well as the purchase through a PAN card from time to time.

But it should be done and it should be paid on time depends on civil school 30% civil depends on it.

Whether you are repaying the loan on time or not 25% civil it depends on grain unsecured and secured loan same 25% loan depends on credit exposure also 20% on loan 



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